149th Carnival of Personal Finance – Chasing Dreams Edition

by The Happy Rock on April 21, 2008

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Welcome to the 149th edition of the Carnival of Personal Finance! Below are 86 personal finance articles from the last week or so. In the articles you will find awesome information, but the real question is…”why do we care”? What motivates us to spend less and save more? Without being lead by our dreams and desires our enthusiasm and motivation can quickly fade, but if you figure out why you want to get out of debt or save money than it becomes amazingly easier to make wise money decisions. This is edition is dedicated to those dreams!

Without further adieu, here are all of the entries organized by category. Pay special attention to the Editor’s Picks which are listed in the first section. As you read through the carnivals, you’ll notice pictures that represent some of our common dreams to help inspire us to greater heights.

Editor’s Top Picks

  • financial-giving.jpgFrugal Babe presents The Choices We MakeFrugal Babe gives an inspiring snapshot of the money decisions that have set the foundation for their happiness and success.
  • MomAdvice presents This American’s DreamAmy Allen Clark shares an motivating post about their completed journey out of debt and what it means to their family.
  • You Might as Well Burn $5! presents What If Rent Was Already in the Bank?Margaret tells us how to reframe our emergency fund saving. Sometimes these little tricks can go a long when in seeing us through to the end.
  • Rather-Be-Shopping presents 5 Ways to Survive on One IncomeKyle James writes that having a parent at home with the kids is often more doable then you might think. These personal glimpses into lives of others provide a great backdrop to give us perspective about our own decisions.
  • I‘ve Paid For This Twice Already presents The Psychology of the $1000 Emergency Fundpaidtwice shares his thoughts on why having a small emergency fund helps you attack your your debt. $1,000 is just the beginning, but it shares a big psychological and practical purpose.



  • Dreaming of Ferraris presents Preparing for the Debt AttackFoxie writes that it’s always good to have some idea of what you want to do in the future with your money. and outlines here own future plans for reducing my debt.
  • LivingAlmostLarge presents Should you Pay off your student Loans?livingalmostlarge asks should you pay off your student loans? Or are they last on the list after even a mortgage?
  • Chic Saver presents Sharper Image?Chic Saver shares how some business are using debt too much like herself and other consumers.


Money Managment




  • TV Girl and Money presents Choosing Fight Over FlightTV Girl shares about the day she decided to do something about here debt.

Real Estate






  • Wide Open Wallet presents Are hybrid’s cheaperMom her analysis on why a hybrid isn’t cheaper for them.
  • Journey To Financial Freedom presents Understand Recession in Simple LanguageHarrison teaches us more about Recession with the simple language.
  • Pinching Copper presents Being poor is a state of mindSeb writes that some people are portrayed as poor in today’s society, and they live like kings.
  • Beyond Paycheck to Paycheck presents Retirement for Gen X: Black Hole or Perfect Storm?Beyond Paycheck to Paycheck writes that some experts blame Gen X’s high expectations for their financial challenges. Yet a recent study found that 43% of Gen Xers don’t ever expect to be able to retire. Sounds like pretty low expectations to me. Maybe the black hole of Social Security should shoulder some of the blame too?



Common examples of secured loans are car and home loans, or mortgages. GE money, formerly purple loans is one of the top UK lenders offering homeowner loans in partnership with loans.co.uk.

{ 4 comments… read them below or add one }

squawkfox April 26, 2008 at 12:58 am

Happy Rock: Your carnival presentation is stunning. Thank you so much for including my post. I have linked back via: Carnivals.


Dividend Growth InvestorCarnivals, Festivals and Blogs - April 29, 2008 April 28, 2008 at 9:51 pm

…[The Happy Rock hosted the 149th Carnival of Personal Finance – Chasing Dreams Edition and included my Rewards Checking Accounts Overview.]…


Surviving A Recession February 25, 2009 at 10:16 am

i have just started “actively” reading about personal finance. i have been around the blogosphere for a while. But, to the best of my recollection the best most informative canivals I have found in the personal finance arena. This is a fantastic resource thanks.


B. Gregory February 7, 2013 at 5:46 pm

My goodness, the articles about frugality and debt hit me pretty hard. I don’t have crazy stupid debt or anything, but sometimes I think if I put as much time and effort into being frugal as I do with my websites, etc., I would be a lot better off. Certainly a wealth of good stuff here.


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