Living with Purpose

I have been listening and reading through A Million Miles in a Thousand Years: What I Learned While Editing My Life(affilaite link), and in it Donald Miller provides a very simple framework for thinking about your life: your life is a story. The basic premise is that the same rules apply to your life as they do to stories.  The stuff that makes a good story makes a good life.  If your life feels boring then the story that you are telling is probably boring. Nobody sets out to tell a boring story, they often just happen because we aren’t […]

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29 Reasons Why Being A Part Time Entreprenuer Sucks

by The Happy Rock on July 10, 2009

I know this may not be the inspirational pie in the sky post you want to hear, but it is reality.  If you are already a part time entrepreneur, solo entrepreneur, or blogger you can probably empathize with this list.  Better yet it might help you gain some insight into your own circumstances. For those that are considering embarking on such a journey, this is fair warning.  This article isn’t an attempt to discourage you at all, but rather an attempt to prepare you for what lies ahead.   It may discourage you, and if it does then you probably aren’t […]

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I know that title probably doesn’t encompass your financial dreams, but take a second to think about your idea of financial success? A nice car, comfortable life, paid for house, retire at 50? We all usually have either vague notions or uber-grandiose ideas about our financial future. It is rare that I talk to any who has given thought to envisioning the desired outcome of all their financial planning and debt reduction. Have you? I am not talking about random daydreaming, but rather devoting serious mental energy to picturing and defining a vision for your financial future. Your financial vision […]

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Forget About Buying Stuff, People Matter

by The Happy Rock on March 20, 2008

Think back. What are your fondest memories in life? One of my best was a 9 day white water rafting, hiking, and outdoor adventure down the Grand Canyon with my mom. A few other that come to mind are building snow forts with my Mom and friends, a little-league no-hitter, and the craziness that was my Freshman year at college. Take a few seconds and think about yours best memories… If you are like most people the things that came to mind had little to do with stuff and a lot to do with people and experiences. We often go […]

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Go Big or Go Home – Why Success Requires Bold Decisions

by The Happy Rock on February 29, 2008

“Insanity: doing the same thing over and over again and expecting different results” – Albert Einstein The truth in that little statement is profound. If we truly want to succeed in our financial life and with our life goals in general, we must be willing to fully commit to our dreams. Often we don’t do much more than give lip service to the big things in life. Now, if you are happy have average or slightly better than average results, than go right on doing same things as everyone else. If you keep using those credit cards, leasing cars, buying […]

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Merry Christmas With A Lesson From Ebenezer Scrooge

by The Happy Rock on December 22, 2007

“A merry Christmas, Bob!” said Scrooge, with an earnestness that could not be mistaken, as he clapped him on the back. “A merrier Christmas, Bob, my good fellow, than I have given you for many a year! I’ll raise your salary, and endeavor to assist your struggling family, and we will discuss your affairs this very afternoon, over a Christmas bowl of smoking bishop, Bob! Make up the fires, and buy another coal-scuttle before you dot another i, Bob Cratchit.” – Ebenezer Scrooge (A Christmas Carol by Charles Dickens) The Christmas Carol contains some deep messages that are worth visiting […]

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Can We Buy Meaning During The Holidays?

by The Happy Rock on December 16, 2007

Consumers planned holiday-related spending increased to $923.36” in 2007. Gift card spending alone was 24 billion dollars last year while the national spending average rises about 4.76% year after year. The money that gets tossed around on Christmas is staggering. Debt  keeps us paying for Christmas well into the New Year. Gifts are often relegated to impersonal gift cards, because we don’t know what else to buy. We keep on buying though. Stress and frantic running are hallmarks of the season. Sometimes you can’t wait until it’s all over, so you can rest and recover. I often wonder if we […]

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Change Your Child’s Genetics By Giving Up The BMW

by The Happy Rock on October 18, 2007

We recently talked about financially changing your family tree as financial motivation, but for those of us needed some more convincing here is evidence that our decisions about money go much deeper than just dollars and cents. Our choices are crucially importance to our children and this offers early stage evidence that our choices can cover over ‘bad’ genetics. The researchers “studied 109 children who had been removed from their parents’ care due to reports of abuse or neglect and 87 control children with no reports of abuse or maltreatment.” The children also had two gene polymorphisms that put them […]

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Change Your Family Tree By Making Solid Financial Decisions

by The Happy Rock on October 15, 2007

If you have ever listened to Dave Ramsey, there is a good chance you have heard him say “go and change your family tree”. It is a beautiful saying that paints a wonderful backdrop for our motivation to make healthy and wise financial choices. The idea being that the money choices we are responsible for now can and will affect your children and family. These are huge shoes to fills, and they get even bigger when broaden the perspective to grandchildren and great grandchildren. Let’s not operate out of fear though. Be encouraged by that fact that if you stop […]

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Do Cable and TV Cost More Than We Think?

by The Happy Rock on July 17, 2007

Here are the highlights of some research to add some discussion to the cable canceling experiment. I found a great website called Trash Your TV. It is your one stop shopping experience for anyone thinking of canceling cable or getting rid of their TV. TV viewing stats, success stories, effects of TV articles, and much more. Let’s start with some eye opening stats about the about some real costs of watching TV: Nielsen Media Research Inc. reports that the ‘average person’ watches TV for 4 hours and 35 minutes every day. Furthermore, the average household has a TV playing for […]

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