Merry Christmas With A Lesson From Ebenezer Scrooge

Posted on December 22, 2007

“A merry Christmas, Bob!” said Scrooge, with an earnestness that could not be mistaken, as he clapped him on the back. “A merrier Christmas, Bob, my good fellow, than I have given you for many a year! I’ll raise your salary, and endeavor to assist your struggling family, and we will discuss your affairs this very afternoon, over a Christmas bowl of smoking bishop, Bob! Make up the fires, and buy another coal-scuttle before you dot another i, Bob Cratchit.” - Ebenezer Scrooge (A Christmas Carol by Charles Dickens)

The Christmas Carol contains some deep messages that are worth visiting during this precious time of year.

Accept that we can not change the past, realize that the past doesn’t dictate our future, and strive to leave a legacy that brings joy to those that we come in contact with. Scrooge changed his scrooge like ways, so can we.

I am off to spend a wonderful few days with family celebrating Christ, exchanging gifts, and reflecting!

Merry Christmas!

If you are looking for some finance advice to hold you over, feel free to search the archives.

» Filed Under Holiday Wishes, Living with Purpose

Christmas, Debt, and Spending – Our Example

Posted on December 19, 2007

In the last post I asked some questions about the nature of Christmas spending and what we could do to change. I wanted to share some of the changes that my family has undergone in the last for years to fight the consumerism onslaught and then a few lessons learned.

The Happy Rockette’s Family

To set the stage, my wife is one a five sisters. Four of them are married, and we have 8 nieces and nephews(ages 1-6) between us. We do Christmas morning with at the Rockette’s parent’s house, and everyone was buying gifts for each other and the children. I remember walking into the gift room and not even being able to sit down, because of the huge collection of gifts. I think we spent well over a thousand dollars that year in gifts.

Things had to change. We started some conversations about doing a name exchange between the adults, and a year later we did it. There was a $50-75 range for each person, each person could get quality over quantity. The following year, the children still went home with a truckload of toys. This year, we also did a name exchange between the children with a $20 cap. We will see how it works out, but it is another step in the right direction.

The Happy Rock’s Family

For my side of the family, we also went through a similar progression. A few years back we moved from buying smaller gifts for everyone to a $50 name exchange. My Grandmother still buys for everyone, but I think that is just the way grandparent’s are! This year we are not actually giving gifts to one another, but we will pool our money together to buy an animal for a deserving family in need. Click here for the Hiefer Project catalog, if you want to learn more about what they do. I think it is a solid organization with a great philosophy.

In all, we have more than halved our Christmas expenses(and stress), and we feel more fulfilled.

Tips For Changing Christmas Spending.

Here are a couple of key observations that I gained while we changed our family traditions:

Changes, especially changes to deep rooted traditions take time. Focus on the direction of the ship more than the destination. Life is a journey.
Real people are involved. Sometimes relationships are messy. People can get frustrated, upset, and offended. We need to approach each other in love, courage, honesty, and patience. You may need to spill the beans about your debt struggles, or walk your family through the exact reasons you can’t do gifts. You may even need to reassure them that this doesn’t change how you feel about them. Those type of conversations will probably deepen the relationship more than gifts ever would.
People who naturally show love through gifts will be more affected than those like me who are on the cheap miser end of the spectrum and show love in other ways. This underscores again the need for patience and love.
Shifting your focus onto those that are more needy through donations of money or services can really help change perspectives. Activities like doing Angel Tree gifts as a family really bring people together.

That is how Christmas has been changing around here, what about you?

» Filed Under About Me, Giving, Holiday Wishes, Materialism

Can We Buy Meaning During The Holidays?

Posted on December 16, 2007

Consumers planned holiday-related spending increased to $923.36” in 2007. Gift card spending alone was 24 billion dollars last year while the national spending average rises about 4.76% year after year.

The money that gets tossed around on Christmas is staggering. Debt keeps us paying for Christmas well into the New Year. Gifts are often relegated to impersonal gift cards, because we don’t know what else to buy. We keep on buying though. Stress and frantic running are hallmarks of the season. Sometimes you can’t wait until it’s all over, so you can rest and recover.

I often wonder if we don’t spend ourselves into a frenzy to cover over our lack for the deeper things in life. Do we buy more to cover the lack of depth in our relationships with friends, children, and spouses? Do we spend enough time telling and showing people how valuable they are the rest of the year or are we trying to recover from a deficit with gifts? Maybe we don’t feel like the holidays have much meaning, so we buy to try to imbue the holidays with meaning through consumerism. I am not saying all or any of this is true, but I think it might be worth asking the questions.

Does it have to be this way? For those that want something more, what can we do?

Sources :

» Filed Under Holiday Wishes, Living with Purpose, Psychology of Debt, Psychology of Spending

Happy Fourth of July

Posted on July 3, 2007

On the fourth of July,
fireworks soar through the sky.
Families have fun,
we remember how our nation begun.

by Gabriella

Happy Fourth!

» Filed Under Holiday Wishes

Happy Memorial Day!

Posted on May 28, 2007

To those who served to protect our freedoms, The Happy Rock remembers you. I realize that without your sacrifice, my personal journey to freedom would not be the same.

In remembrance of those fallen in honorable duty to our country, I leave you with a website and a poem.

First, the website : http://www.remember.gov.

Second, the poem Freedom is Not Free by Kelly Strong.