Guest Posts

Into Debt And Out Again – Overcoming $40,000 Of Debt

by The Happy Rock on May 20, 2010

The following is a guest post by a dear friend and colleague Ed who is just months away from finally getting out from under $40,000+ in debt. Give him a warm welcome in the comments or a shout on twitter(@ed_bruner): The First Step Into Chains When my wife and I got married, we were debt free with money in the bank (minus my student loans…which I wasn’t even thinking about). When she got pregnant, we decided it was time to buy a house. The year was 2001. The Housing bubble in NJ was already ballooning. We had difficulty finding anything […]

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This is a guest post by PF blogger The Weakonomist @ He is a twenty something who works for a major bank and unlike most PF blogger has stayed debt free. For those who aren’t familiar with his blog, click through and say hello. I’ve never written for Happy Rock before so you probably don’t know much about me.  Normally I wouldn’t care to tell you and you wouldn’t care to know, but it adds context to my post.  I’m a young buck and getting married this fall.  Me and The Sheconomist don’t own much stuff, so we are […]

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4 Simple Tips To Improve Your Wealth Building Skills

by The Happy Rock on May 26, 2009

The following is a guest post by DebtKid, who writes about his journey to get out of debt, and achieve financial stability.  He runs a small software development company in Seattle and just launched a new coupons section on his blog. For consumers who are barely getting by, the concept of building wealth in the current economy may be low on the list of priorities. After all, if you are struggling to keep the bill collectors at bay or prevent your credit rating from dropping like a stone, it gets a bit tough to see the “big picture”. Unfortunately this […]

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How Can I Lower My Health Insurance Costs?

by The Happy Rock on March 29, 2009

The following is a guest post written by Barbara Waltz one of the founders of, an online resource blog and insurance quote comparison guide. Rising health insurance costs make it important for individuals and families to reduce the amount spent on coverage. Some people feel that the situation is out of their control. However, here are several tips to lower health insurance premiums. Tip No. 1 — Choose a Health Insurance Policy Customized for Your Needs Many health insurance policies give you options that you simply do not need. While it might make you feel more secure to have […]

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Living In Fear – It Is Not Productive

by The Happy Rock on February 12, 2009

If you listen to the news or our politicians, we should live in a constant state of fear. Our government just spent $800 billion in fear, because the politicians didn’t know what to do and were afraid of were the US was headed.  If you don’t think it effects your life and your decisions, you are probably mistaken. FEAR IS NOT A PRODUCTIVE WAY TO LIVE! A few weeks back I wrote a guest post for Jeff at My Super Charged Life that explored seven different ways that fear can negatively impact your life and your decisions.  Here is the […]

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Using Coupons Can Cost You Money!

by The Happy Rock on September 23, 2008

I have a guest post up at Bible Money Matters explaining numerous ways that coupons can cost you more money than you think. Click here to read Using Coupons Can Cost You Money!

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Guest Post @ Frugal Dad

by The Happy Rock on August 1, 2008

I posted a guest post over at Frugal Dad, one of the best personal finance blogs and some of the best personal finance readers on the net. Head over there to read An Emergency Fund Is More Than Just Money.  Feel free to Stumble or share the article using other social sites if you like it.  Enjoy!

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5 Creative Ways to Reduce Your Debt

by The Happy Rock on July 22, 2008

This is a guest post contributed by Heather Johnson, who writes on the subject of Discover rewards programs. She invites your feedback at heatherjohnson2323 at gmail dot com. Whether we can officially call the economic downturn we’re currently experiencing a recession, we can all agree that it’s harder and harder to keep your head above water these days.  If you’re like me and in debt then you are feeling the pinch even more so.  Being in debt is always a terrible feeling but it’s worse when your dollar just doesn’t go as far as it used to.  The high gas […]

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Tips for Developing a Net Worth Mentality

by The Happy Rock on July 16, 2008

This is a guest post by Miranda Marquit.  You can read a little about her writing at the end of the post. One of the more controversial subjects being canvassed right now in the world of personal finances is the idea that maybe a financial plan based around a monthly budget isn’t the way to go. Indeed, the monthly budget mentality is about living paycheck to paycheck and managing your resources rather than growing them. The alternative to the monthly budget mentality is the net worth mentality. This is a long-term, big picture mentality that is about wealth building rather […]

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Excercise For Free – Tips For Inexpensive Workouts

by The Happy Rock on February 6, 2008

Below is a guest post from Brooke. Brooke is a PF blogger over at, a site for people looking for innovative ideas and encouragement for living frugally. If you like this article, consider checking out her RSS. Physical health is extremely important and cutting costs shouldn’t be a factor when deciding whether or not to exercise. It’s very simple to break down the ways to exercise, as there are two types of exercise: aerobic and anaerobic. Aerobic is anything involving cardio or an activity that raises the heart rate for a sustained period of time. Anaerobic is weight-bearing activity. […]

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