Children and Money

Frugal Family Traditions

by Debt Destroyer on October 12, 2009

This past weekend my family said “Goodbye to Summer” and “Hello to Fall” (Not just because we turned on the heat for the first time either). In what is becoming a yearly family tradition we took a hiking trip in a state park which allowed us to enjoy some beautiful fall foilage.   I understand that in some parts of the country it is no big deal to look at trees, but here in the northern plains it is.  Such a big deal in fact, that we are willing to drive 90 min (one way) to get there. As a […]

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Are You Ready for Some Financial Football?

by Debt Destroyer on September 20, 2009

Woo-Hoo!  Football has finally started! Better yet I got to watch my favorite team, The Washington Redskins, on TV(This is a big deal when you live in the middle of nowhere and you only have three channels).    But let ye football gods strike me down because I ended up watching more of the US Open than I did the pigskin. The way I figured I only had one more day of tennis left on TV, but I have 20 more weeks of football. Besides every time I turned to the football game, the Giants were kicking butt, so I […]

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Daycare Dilemma – One Year Later

by Debt Destroyer on July 27, 2009

You’ll get 5 bonus points if you remember that one of the first posts that I wrote for The Happy Rock was about daycare. Back then daycare was costing us about $950 a month. So its no wonder why I wrote about it, it was our biggest monthly expense. Long time readers will also note that I soon lost my job, went back to school and cut the kids down to 20 hours a week at daycare. That change brought our bill down to the $650/month range. The months went by. The kids learned their ABC’s, they had the cutest […]

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16 year old Bryce Harper has chosen to forgo the last two years of high school in order to get his GED and enter the Major League Baseball draft.  Harper, sometimes called baseball’s Lebron James, is bigger, stronger, and better than most 20 somethings.  The phenom is looking to cash in big with a guaranteed signing bonus  when the draft rolls around next June.  He is under the guidance of the notorious super-agent Scott Boras who routinely brokers the biggest and craziest contracts in Major League Baseball.  Major League Baseball most likely won’t interfere even though he is so young, […]

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I just got back from picking up my two boys, age 16 months and 3 1/2 years, from pre-school.   It was their first day.  After years of in-home single sitter care both boys were ready for something else.  The youngest is a social little guy with a shorter attention span.  He thrives on social interaction and is quite bored(aka naughty) in our 1000sqft condo.  The oldest, The Pebble, is the smart shy engineer type.  He would be happy to stay home by himself dissecting his toys and building trains.  He would benefit from the social and relationship growth as well […]

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Grandma, Please Stop Spoiling Our Children

by Debt Destroyer on March 19, 2009

Grandparents are great aren’t they? I don’t know about you, but I have very fond memories of my grandparents.  There’s the trips to the zoo, baseball games, & museums.  I remember having lots of sleepovers with great food and a never ending supply of cookies.  But above all I remember lots and lots of treats and toys. I see that same pattern repeating itself for my children and their grandparents.  And that is wonderful, but… Our house is full of the crap that the grandparents give their “precious little angles”. For example, at the end of January my son turned […]

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Have you been to a library lately? For those of you who were scared off by the Dewey Decimal System, it’s time for a visit.  You might not recognize the place. The card catalog is long gone, it’s been replaced with banks of computers.  The scary looking reference section has been transformed into the video section.    The hard wooden tables and chairs have been replaced with soft comfy furniture. It’s a whole new world. I have to admit I missed the transformation.  It wasn’t until I had kids that I decided to see what the library had to offer me.  And boy am I ever glad […]

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Below is a post describing a fun frugal experience from my childhood written by The Happy Boulderette(The Happy Rock’s Mom).  The story itself is neat, but what makes it even more interesting is the striking similarity it has to a post that I wrote about Teaching The Happy Pebble about the value of a dollar.  It is great to see that lessons learned as a child are still bearing fruit almost 30 years later.   You can change your family tree. The Happy Boulderette has 2$ in her pocket and the local carnival is set up in the supermarket parking lot […]

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Teaching Toddlers About Money – The Pebble And The Dollar

by The Happy Rock on February 5, 2009

The Happy Pebble(age 3) couldn’t contain his excitement as we pumped up a 3 foot long ‘rocket’ balloon and watched it sputter around the room. For him it was the joyous culmination of a life money lesson that he didn’t even know he participated in. The story begins with the Pebble and I making a few homemade thank you cards for gifts received at Christmas. It took us a few weeks after the holidays, but gratitude is better late then never. We mailed the cards off and in not too long he received a surprise letter in the mail from […]

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Reader Stories : The Beauty of Frugality and Family

by The Happy Rock on January 26, 2009

A Happy Rock reader shared this story with me and I loved the images so much and thought the readers would too. ———————————— The scene was a ‘girls night out’ were the girls of the family went out to run errands and grab a bite to eat. This exchange took place : Mom asked her daughter(11 years old) how she and her friends were getting along. The daughter said that everything was fine, but sometimes she wished she had a cell phone as a lot of her friends got one or an updated one for Christmas. Nobody in the family […]

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