About The Debt Defier

Taxes – Love’em or Hate’em, You Gotta Pay’em

by Debt Destroyer on April 15, 2009

I bet most of you have already received your tax return before I even filed mine.   This year I waited until April 14th to send mine in. Why did I wait so long? Simple.  I knew we’d be paying in, so I was in no rush.   After all if they’re going to give me until April 15th, then by golly I’ll take my time. Last night when I was putting all the paperwork away I decided to take a trip down memory lane and in doing so I realized that our annual income has been on quite a […]

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I guess I’ve arrived. I knew I’d catch hell when I posted that I spent $180 in January on Pearl Jam related expenses.  But I was surprised by how much that little morsel caught on with others. A couple of weeks ago LuLuGal asked if I was a frugal fraud (She chose the Happy Rock too – for the $400 stroller). To tell you the truth, I was honored to be on the list.  She was poking a little fun at some fellow bloggers and I’m tickled pink that my act of super fandom made the cut. A few days […]

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I’m going to Disney World! (In seven years)

by Debt Destroyer on February 7, 2009

Millions of us just watched the Superbowl and its tradition to have a player yell at the camera and say that he’s going to Disney World (This year Ben Roethlisberger and Santonio Holmes got to go). We here at the DD household have also caught Disney fever. You won’t be seeing us scream into cameras or anything like that.  But we are very excited none-the-less.  In fact, we just added it to our Wish List. Yep, well be there sometime in…2016. Well, we figured there’s no rush. I’ve been there a couple of times in my life.  First with my family and then […]

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Your Money or Your Life? Choosing Between Family and Career

by Debt Destroyer on January 27, 2009

As I mentioned in my About Page, “Your Money or Your Life?” is my favorite personal finance book that I’ve read.  But this post isn’t about the book. This is about a decision that my wife made today. As you long time readers know, I’m going back to school, so we’ve been depending on my wife’s wedding photography business to bring in the bacon around here for the past 6 months or so.  And while we’ve had to tighten our belt to make it work, so far it has been just fine. Today I took a message for my wife […]

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I’ve talked the talk, but have I walked the walk?

by Debt Destroyer on January 13, 2009

With a name like “Debt Destroyer” it’s kinda implied that I’m spending my waking hours destroying debt.  I wish that was the case.  But I have to admit that I spend much more time watching “Arrested Development” on DVD, than I do destroying debt. But before I declare myself a fraud, I thought I’d take a second to check if my six months here at The Happy Rock has lowered my debt. Back in July of 2008 we owed: $95,108 – Mortgage $11,843 – Car Loan $6,130 – Student Loan For a total of $113,081* *I originally included a credit card balance […]

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Seasons Greetings From The Debt Destroyer!

by Debt Destroyer on December 24, 2008

Fröhliche Weihnachten Joyeux Noel Feliz Navidad Mele Kalikimaka These are the ways I know how to say Merry Christmas (My wife threw in the French one). But lets not forget: Happy Hanukkah Happy Kwanzaa Happy Boxing Day Happy Holidays! Whatever you are celebrating this time of year, I hope you can make it special. In my last post I mentioned that I’m not looking forward to the BIG Christmas Dinner with my extended family.  Well, I need to get over myself. This past weekend was spent with my wife’s parents.  They originally were only going to make it a day trip, but […]

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Christmas Came Early for the Debt Destroyer Household

by Debt Destroyer on December 21, 2008

Did you have a merry Christmas?  What, it’s not Christmas yet? Whoops my bad. You see we’ve already been given so much that I got confused for a moment.  In the course of a week we received a new couch ( a hand me down)  and some insulated curtains. The curtains were an early Christmas present from my wife’s parents and I have to say they are one of the best gifts we’ve ever received.  Not only are they somewhat stylish (dark purple) but they do an excellent job of keeping the drafts to a minimum. Since we’ve put them […]

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DD Meets Barack Obama And Time Magazine Captures The Picture

by Debt Destroyer on November 12, 2008

I know it’s been racking your brain for months… What does DD look like? For those of you who’d like to take the next step in our relationship and turn into full fledged stalkers, today is your lucky day! Actually you’re only in luck if you have the 11-17-08 issue of Time Magazine.  If you do you can look at page 53 and see yours truly and my kids chatting it up with then Senator Obama. For those of you who are frugal and get your Time fix at your local library, you can just click here. The story behind […]

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“The Debt Defier” meets “The Debt Defier”

by Debt Destroyer on October 23, 2008

I feel silly. I just found out that there is already someone out there blogging under the name “The Debt Defier.” Here is her blog She hasn’t posted anything since May. But she cold start up again at any moment since she’s already took a year long break from the blog while she was living in Thailand. I found out about her when I googled “Debt Defier” and up popped her site. I should’ve done this a long time ago, but to tell you the truth when I got into this whole “blogging thing” I didn’t know much about it […]

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Decisions, Decisions…It Is Hard To Choose A New Career

by Debt Destroyer on August 24, 2008

When I last talked about my future plans I mentioned that I contacted two local schools. A State School where I’d earn a teachers certificate. A Private School where I’d become a Rad Tech. Option #1 would take 3-4 semesters. Option #2 would take 3 years. Option #1 would cost about one third of what option #2 would cost. Option #1 would also make considerably less than option #2 upon graduation. Hmmmm. I decided to be a teacher. Almost everyone who I talked to this last month when I explained my choices has said, “you’d make a good teacher” or […]

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