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DD’s Monthly Expenses – January 2010

by Debt Destroyer on February 5, 2010

I must be getting old, because time is really flying by.  Hopefully that means spring will be here soon.

Below is my family’s expenses for January:

  • $840.39 – Mortgage
  • $759.20 – health Insurance
  • $507.48 – Groceries
  • $450.00 – Preschool
  • $382.55 – Electricity
  • $305.88 – Contacts
  • $168.36 – Clothing
  • $134.07 – Household Misc
  • $120.00 – Student Loan
  • $111.22 – Dining Out
  • $108.65 – Phone & Internet
  • $85.00 – Tennis
  • $65.00 – Donations
  • $63.43 – Water, Sewer, & Garbage
  • $61.91 – Bedding
  • $42.94 – Gas
  • $41.34 – Hair Care
  • $40.00 – Pearl Jam
  • $39.12 – Medical
  • $34.08 – Gifts
  • $30.53 – Yoga
  • $23.50 – Kids care
  • $22.26 – Dance Class
  • $22.01 – B-Day Party
  • $14.06 – Movies & Videos
  • $14.00 – Babysitting

For a grand total of $4,486.98!

Even though we missed our $4200 goal that I just set last month, I’m not too disappointed.  You see, the $300+ spent for contacts was actually spent on Dec 31st. So if it wasn’t for that we would’ve made our goal, barely.

Biggest Budget Busters:

  1. $507.48 – Groceries – Over a year ago I started paying cash at the grocery store. The last three months I’ve been charging my groceries to take advantage of credit card rewards. Sure enough we started spending more on groceries.  But as I mentioned before, I can’t blame it on the plastic. Instead the blame falls on Tony Gonzalez  and his all-pro diet. Hemp Milk Smoothies are expensive!
  2. $382.55 – Electricity – Not only is this a high electric bill, it also means that we didn’t pay very much down on the student loan.   While it is a high bill, it this is way better than last year.
  3. $168.36 – Clothing – Things really got our of control in this category.  It started out simple enough with taking unwanted Christmas items back and picking up a few other items.  Then a clearance sale was hit, then another.

Biggest Budget Breakthroughs:

  1. $65.00 – Donations – Yes I know this is a little higher than it normally is, but like many of you probably did, we gave a little extra to help Haiti out.  If you’re looking for a quick ay to help out a little more here’s my recommendation on how to help.
  2. $40.00 – Pearl Jam – Last January I was raked over the coals for spending $180 on my favorite band.  S0 clearly this is a huge improvement.   It helps that there is not a special edition album coming out.
  3. $0.00 – Dog.  Timing has been biting us in this category the last couple of months.  But with no medication and no food needed to be bought in January, we finally catch a break.

~Let’s do the Time Warp~

As I’ve already mentioned, last January I received plenty of feedback on my Pearl Jam spending.  In addition to that, it was also the first month that we started paying our health insurance.  So now at least  these month-to-month time warps will be fair.  And in the first “fair” comparison, we spent $4205.68 last year vs. $4486.98 this year.

Darn contacts!

Until next time,

-DD