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DD’s Monthly Expenses – May 2009

by Debt Destroyer on June 3, 2009

Can you believe it’s June already?

Time is flying by.  As most of you know I track my family’s expenses. Here is the tally for May:

  • $989.40 – Auto Repairs
  • $830.00 – Mortgage
  • $664.10 – Health Insurance
  • $615.00 – Daycare
  • $496.43 – Groceries
  • preschool-bento-box-lunch$325.00 – Preschool Down Payment
  • $305.52 – Household Misc
  • $205.00 – Student Loan
  • $179.59 – Shoes (new tennis shoes & summer kid shoes)
  • $173.84 – Park & Rec Classes
  • $168.95 – Electricity
  • $167.94 – Contacts (6 months)
  • $134.30 – Gas
  • $124.23 – Gifts (Mother’s Day, Graduation, B-Days)
  • $116.64 – Clothing
  • $75.00 – Fun Kid stuff (Chucky Cheese, Zoo, Horse Races)
  • $70.20 – Phone & Internet
  • $61.91 – Dinning Out
  • $57.93 – Dog Food
  • $53.32 – Utilities (water, sewer, garbage)
  • $51.99 – Tree
  • $40.00 – Medical
  • $4.00 – Powerball

Total Damage = $5910.29

I chuckle when I see this total. I figure it’s better to chuckle than to cry.

Last month I said I wanted to be around the $4000 level.  We were doing fine until mid month when the wheels fell off.  Then it got really bad when I had our van’s A/C fixed at the end of the month.

Biggest Budget Busters:

  1. $989.40 – Auto Repairs – I’ve already went on about this long enough.  It’s just part of vehicle ownership.  At least I’ll be riding in comfort on those hot summer days.
  2. $496.43 – Groceries – This looks bad, but about 40% of this is from a party we threw.  Every five years or so we throw a big backyard bash…You’re all invited in 2014 for the next one.
  3. $305.52 – Household Misc – Last month I was asked what makes up “Household Misc”, I think I’ll break this out in it’s own post.

Biggest Budget Breakthroughs:

  1. $325.00 – Preschool Down Payment – It may seem strange to put this in the breakthrough category, but I think in the long run this will end up saving us big time.  I’ll explain further in a future post.
  2. $51.99 – Tree – Again, this is listed here because I’m looking forward to enjoying the future benefits of this for years to come.  I’m told that in 5 years our patio will have shade.
  3. $4.00 Powerball – I didn’t win the grand prize, but I did triple my money ($12.00)

Even when you take out the van repair bill, it was still a very disappointing month.  But that’s the great thing about tracking your expenses…

Every month is a fresh start.

Until next time,

-DD

{ 3 comments… read them below or add one }

Money Magazine Hoss June 3, 2009 at 10:10 am

$664.10 for medical expenses hope that is yearly and not monthly. Move to Canada much cheaper. What no TV or is that in household misc. How about contribution to a rainy day fund?

Look forward to your 2014 party.

The Hoss

Reply

Debt Destroyer June 3, 2009 at 10:18 pm

Hoss –

The $664.10 is our monthly cost just for health insurance. We had an additional $40 in expenses.

We just use rabbit ears, so now TV expense for us. As of right now, there is also no contributions to any rainy, sunny, or even cloudy day funds.

The party should be a good one, see you there!

Reply

Car Insurance Phi June 9, 2009 at 2:16 pm

Not too bad, the auto repairs are what killed you this month.

Reply

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