Comments on: DD’s Monthly Expenses – April 2009

By: The Catch All Budgeting Category, What Is In Miscellaneous? | The Happy Rock

Mon, 22 Jun 2009 11:20:49 +0000

[...] my free email subscription to receive free updates. Thanks for visiting!In the comment section of April’s expense report I was asked by Single Guy Money,”What made up the ‘Household Misc’ [...]

By: DD’s Monthly Expenses - May 2009 | The Happy Rock

DD’s Monthly Expenses - May 2009 | The Happy Rock — Wed, 03 Jun 2009 04:05:56 +0000

[...] Last month I said I wanted to be around the $4000 level. We were doing fine until mid month when the wheels fell off. Then it got really bad when I had our van’s A/C fixed at the end of the month. [...]

By: The Happy Rock's Monthly Budget Expenses Revealed | The Happy Rock

The Happy Rock's Monthly Budget Expenses Revealed | The Happy Rock — Fri, 15 May 2009 13:01:06 +0000

[...] a fully funded emergency fund, we have earned the right not to budget. Pants in a Can and DD post their expenses and take flak for it, so I figured I am not above that type of scrutiny. I [...]

By: Debt Destroyer

Debt Destroyer — Wed, 13 May 2009 02:52:13 +0000

The household misc category is made up of misc items.

It’s stuff like: toilet paper, bug spray, diapers, toothpaste, batteries, postage stamps, small appliances, paper towels, wasp & hornet killer…and anything else that I’m too lazy to separate out.

By: Single Guy Money

Single Guy Money — Mon, 11 May 2009 18:58:52 +0000

Nice. I would glady exchange mortgage payments with you. I am also curious to know what the household misc category is composed of?

By: Carnival of Money Stories - Inaugural Edition

Carnival of Money Stories - Inaugural Edition — Mon, 11 May 2009 10:48:58 +0000

[...] Happy Rock presents DD’s Monthly Expenses – April 2009 posted at The Happy Rock. Trivia Question #3: The oath of office is just 35 words long and has not [...]

By: Debt Destroyer

Debt Destroyer — Sat, 09 May 2009 23:44:26 +0000

@ The Happy Rock – Savings, what is that?

We’ve given my wife a raise plus I work a little bit (will work more in summer), but I did take a out a student loan. So there will be that debt someday.

I think part of the problem with my posts is that I use the word budget in my analysis, when in fact there is no budget. All I’m doing is tracking expenses.

@ brainy & Dara – I agree that w/o the insurance expenses April wouldn’t have been too bad. I’m really hoping to get under 4K in the warmer months, but I’m not sure if I can get there or not.

By: Dara

Dara — Fri, 08 May 2009 19:53:06 +0000

Wow, that is a cheap video rental! Blockbuster here is $4.50 per movie.

Without the annual payments, I don’t think this budget is extreme at all.

By: brainy

brainy — Wed, 06 May 2009 16:36:36 +0000

One word… “Ouch.”

Really though, the insurance alone is what killed you and that’s an annual type of thing so it’s not all bad…

Still… ouch!

;0)

By: The Happy Rock

The Happy Rock — Wed, 06 May 2009 04:00:30 +0000

DD – I have a question that isn’t quite transparent from the monthly updates. Where is the ‘overspending’ coming from? Cash savings or debt?

I would also suggest adding a $66 a month auto insurance item to your monthly spending and throw it a savings account so you can avoid the one time pain next year.