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	<title>Comments on: Crafty Creditors Are Making Changes</title>
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	<link>http://www.thehappyrock.com/2009/01/14/crafty-creditors-are-making-changes/</link>
	<description>Getting out of Debt, Getting off the Couch, and Getting into Life</description>
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		<title>By: Rachel</title>
		<link>http://www.thehappyrock.com/2009/01/14/crafty-creditors-are-making-changes/comment-page-1/#comment-8069</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Wed, 28 Jan 2009 16:22:39 +0000</pubDate>
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		<description>Cutting the credit limit is fine with me. I mean really good. right know i&#039;m using my head. unlike before every time i saw something that i want i use my credit card to purchase it. then suddenly i realize that i&#039;m making the credit card company richer. that&#039;s why i decide not to use it anymore in case i really need it.</description>
		<content:encoded><![CDATA[<p>Cutting the credit limit is fine with me. I mean really good. right know i&#8217;m using my head. unlike before every time i saw something that i want i use my credit card to purchase it. then suddenly i realize that i&#8217;m making the credit card company richer. that&#8217;s why i decide not to use it anymore in case i really need it.</p>
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		<title>By: VC</title>
		<link>http://www.thehappyrock.com/2009/01/14/crafty-creditors-are-making-changes/comment-page-1/#comment-7959</link>
		<dc:creator>VC</dc:creator>
		<pubDate>Thu, 22 Jan 2009 02:30:19 +0000</pubDate>
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		<description>People seem to underestimate the importance of credit and how much money a small infraction can cost you. This is definitely a good post on the importance of being aware and actually looking at these things.</description>
		<content:encoded><![CDATA[<p>People seem to underestimate the importance of credit and how much money a small infraction can cost you. This is definitely a good post on the importance of being aware and actually looking at these things.</p>
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		<title>By: Weekly Round Up: Under the Weather — Green Panda Treehouse</title>
		<link>http://www.thehappyrock.com/2009/01/14/crafty-creditors-are-making-changes/comment-page-1/#comment-7890</link>
		<dc:creator>Weekly Round Up: Under the Weather — Green Panda Treehouse</dc:creator>
		<pubDate>Sun, 18 Jan 2009 03:54:52 +0000</pubDate>
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		<description>[...] Crafty Creditors Are Making Changes [...]</description>
		<content:encoded><![CDATA[<p>[...] Crafty Creditors Are Making Changes [...]</p>
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		<title>By: sixwise</title>
		<link>http://www.thehappyrock.com/2009/01/14/crafty-creditors-are-making-changes/comment-page-1/#comment-7864</link>
		<dc:creator>sixwise</dc:creator>
		<pubDate>Fri, 16 Jan 2009 04:24:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/?p=1595#comment-7864</guid>
		<description>That is totally true. Everybody is affected of the financial crisis. We should always be aware of thing going on around us. Check financial statements and spend wisely to survive.</description>
		<content:encoded><![CDATA[<p>That is totally true. Everybody is affected of the financial crisis. We should always be aware of thing going on around us. Check financial statements and spend wisely to survive.</p>
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		<title>By: Ernie Small</title>
		<link>http://www.thehappyrock.com/2009/01/14/crafty-creditors-are-making-changes/comment-page-1/#comment-7851</link>
		<dc:creator>Ernie Small</dc:creator>
		<pubDate>Thu, 15 Jan 2009 06:51:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/?p=1595#comment-7851</guid>
		<description>it&#039;s true: credit card companies are surely tightening their belts at this time.:  i got a letter from one of my many maxed-out credit cards lately, and i was about to do exactly what you wrote about in this post: ignore it as usual.  

&quot;yeah, yeah...&quot;you&#039;re account is 2 months overdue, blah blah&quot;&quot; i thought to myself, but for some reason opened it anyway.  
and to my surprise the letter was (for once)not informing me of money i owed them, but instead letting me know that all the cards issued by this particular company had been &quot;discontinued&quot;, including mine.

i stuck it up on my refrigerator as a reminder that in this economy, it&#039;s not just the borrower who can easily get in over their head in debt!</description>
		<content:encoded><![CDATA[<p>it&#8217;s true: credit card companies are surely tightening their belts at this time.:  i got a letter from one of my many maxed-out credit cards lately, and i was about to do exactly what you wrote about in this post: ignore it as usual.  </p>
<p>&#8220;yeah, yeah&#8230;&#8221;you&#8217;re account is 2 months overdue, blah blah&#8221;" i thought to myself, but for some reason opened it anyway.<br />
and to my surprise the letter was (for once)not informing me of money i owed them, but instead letting me know that all the cards issued by this particular company had been &#8220;discontinued&#8221;, including mine.</p>
<p>i stuck it up on my refrigerator as a reminder that in this economy, it&#8217;s not just the borrower who can easily get in over their head in debt!</p>
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