I have said it before, but I love ING Direct and I have the accounts to prove it. I have an Electric Orange Checking Account, ING Direct Savings, and an Orange Mortgage all through ING. Here are 5 reasons I like their products: Their web interface is a joy to use and they are constantly improving it Customer service has been great All the accounts play nicely and instantly together Very good interest on savings and checking balances Simple and straightforward. ING doesn’t like to play games with fees or complexity. My System Both paychecks are direct deposited into our [...]
Read MoreDecember 2008
According to the local public radio station, South Dakota students carry the highest debt load in the nation. I was shocked to hear this for a couple of reasons: South Dakota Universities (public ones) are very affordable. For example, I’m currently enrolled in 17 credits (6 graduate, 11 undergrad) and tuition & books totaled slightly less than $4000. South Dakota incomes aren’t that high. So if these students are going deep in debt only to get a low paying job, they are setting themselves up for disappointment. Perhaps because of #2 above, I guess I shouldn’t be surprised that students are [...]
Read MoreThat’s right, the saga of my brain dead late 12 hour late payment continues. When I went to pay my bill for the month I noticed that Chase had charged me over $38 in finance charges. The finance charges shocked me, because my old Sunoco Mastercard didn’t charge backfinance charges only charges going forward. Well I already got the late fee removed, so I tried the finance charges. I sent a few stern email and even asked to talk to the supervisor to no avail. Does anyone have experience with the Chase Freedom card customer service? Should I try again [...]
Read MoreA hardy thank you to the top 10 referrers for November. No Credit Needed MSN Money Central Smart Money Blogs (Karen Datko) Celtic Buffy – Debt Slayer The Digerati Life Money Ning Mighty Bargain Hunter Paid It Down Consumerism Commentary Pants In A Can Frugal Dad (Tie for 10th) Frugal Bachelor Top Posts of The Month : Get 25% Cashback On eBay Purchases Through Live.com Dave Ramsey’s Baby Steps Review The “Paying Cash” Experience – 2 Months Later
Read MoreWe have a winner for the Time Magazine Giveaway. Laura from Texas! Congratulations!!! I sent it in today, and since it’s a holiday promotion hopefully the magazine will start arriving right around Christmas. Whenever it gets to you, I hope you enjoy it. While TIME is loaded with lots of interesting articles, remember the pictures aren’t bad either. Thanks to everyone who entered, and congrats again to Laura! Until next time, -DD
Read MoreI just love this satirical monologue that accurately describes a lot of my sentiments about United States government’s plan to save ourselves from our current economic issues that are caused largely by out of control consumer, business, and government spending just by spending more money. That doesn’t work for those of us with consumer debt, does it? Video embedded below: *Thanks to RINO Safari for the link
Read MoreFor those that are interested, ChristianAudio.com offers at least on free full length audio book for download each month. Dec. 2008 is 90 Days of Morning and Evening by Charles Spurgeon. Check back at the start of each month to see what the new selection is. They also having a growing collection of free books, interviews, and podcasts that also can be downloaded for free. Click here to search the list. Enjoy. Don’t forget there is only a few hours left to enter the contest for DD’s free Time Magazine subscription.
Read MoreI can’t believe its December already…where does the time go? Anyway… You long time readers out there will recall that I’m charting my family’s monthly expenses in an effort to see where our money is really being spent. Below are the results from November: $830.00 – Mortgage $639.00 – Daycare $400.53 – Groceries $245.95 – Household Misc $239.32 – Medical Bills $135.00 – Student Loan $129.43 – Electricity $115.75 – Phone & Internet $106.79 – Dinning Out $ 79.39 – Hair stuff $ 49.02 – Gas $ 44.52 – Shoes $ 35.00 – Grad School App $ 24.00 – Tennis [...]
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