Comments on: Credit Card Signups At Checkout – Worth it or not?

By: Money Hack Carnival #36 – Scary Finances Edition

Money Hack Carnival #36 – Scary Finances Edition — Sun, 27 Feb 2011 19:28:16 +0000

[...] Happy Rock presents Credit Card Signups At Checkout – Worth it or not? posted at The Happy [...]

By: October’s Top Referers | The Happy Rock

October’s Top Referers | The Happy Rock — Sun, 09 Nov 2008 21:21:31 +0000

[...] Checkout Credit Card Signups, Worth It or Not? [...]

By: cat

cat — Tue, 04 Nov 2008 19:31:12 +0000

As for me I don’t like cards at all I prefer cash and the most important thing that I don’t like is to show my personal information

By: TheCreditToolBox.com » Blog Archive » Credit Around The Blogosphere

TheCreditToolBox.com » Blog Archive » Credit Around The Blogosphere — Sat, 01 Nov 2008 10:01:55 +0000

[...] The Happy Rock presents Credit Card Signups At Checkout – Worth it or not? [...]

By: fern

fern — Thu, 30 Oct 2008 21:05:52 +0000

No, Beth. If YOU check your credit rating or score, it doesn’t affect your score or credit report. But yes, whenever you apply for a credit card or a loan, the lender will check your credit report to assess your risk. If you apply for too much credit, ir credit cards, all at once, it will hurt your credit. It’s hard to say exactly how much, as each of the 3 credit bureaus has their own formula for these things and it’s proprietary information.

By: Money Hacks Carnival #36 at Free From Broke | Money Hackers Network

Money Hacks Carnival #36 at Free From Broke | Money Hackers Network — Wed, 29 Oct 2008 23:35:26 +0000

[...] Happy Rock presents Credit Card Signups At Checkout – Worth it or not? posted at The Happy [...]

By: The First Creditor

The First Creditor — Wed, 29 Oct 2008 19:54:30 +0000

The thing about store credit cards is that if you are a sucker for them, you’ll be signing up left and right, dinging your credit score constantly, and building your very own collection of nooses. And someday, as innocent as your intentions may be, you might want to pull one from its collector’s case, “just to get a glimpse”, you reason, and once you have it in your hand, you say to yourself, “well, such a beautiful thing should be seen in all its glorious wonder… let’s just tie it to this overhead pipe which is above this wobbly chair just to get a look.” Satisfied with yourself, you sit back in said wobbly chair to endulge in a celebratory snack. As you bite into the crisp, cold apple, the legs of the chair give out, and you fall to the hard wooden floor, breaking your tail-bone. And that, my friends, is the thing about store credit cards.

By: Will

Will — Wed, 29 Oct 2008 15:13:30 +0000

I love the store credit offers for the most part. I have signed up multiple times when the purchase price was significant. I would never sign up to save $10 or $20 but when it’s going to save be $50 of more I certainly sign up.

I never really looked at it as extra work. I have online billpay and it takes my about 2 minutes to add a new account. Additionally I often recieve 10% off coupons from both Home Depot and Lowes to use their cards.

Certainly don’t sign up for the cards if you are going to have trouble paying them off. If your credit is already great and it will save you money then why not!

By: Beth Fork

Beth Fork — Wed, 29 Oct 2008 13:23:39 +0000

I heard everytime you apply for something like a credit card or loan they check your rating but just by checking your rating it makes it go down, is that right?

By: stocks

stocks — Wed, 29 Oct 2008 03:58:33 +0000

Ugh, I try to stay away from ‘em, they make it way to easy to shop there and then of course my debt climbs up. If I don’t have a card, then I’m more likely to spend money wisely for things that I need instead of on stuff that I want…