So happy the wife finally listened to one of your book recommendations lol Lord knows I’ve been trying for years

No vehicle search yet, but it sounds like we might be looking soon.

@ The Happy Rock – Thanks again for the book! When I get a second, I’ll be sure to check out his radio show too.

@Slinky – Good for you for being on top of your finances.

I’m not sure if Ramsey is more geared towards those deep in debt or not, but I think you are correct about he’s helpful for those of us who are lacking discipline.

@Kirk – If you’re interested in getting out of debt, you should check him out.

Awesome. I excited to see some excitement and aggression and your wife starting to get on board. Both are important to changing your behavior and your financial life. I am glad that the book has helped. If you want a huge shot of motivation, accountability, and ideas listen to Dave’s show for free. Hearing those motivational stories in person and constantly hearing Dave repeat the principles makes is quite energizing.

Now you are cooking! Kudos to Happy Rock for sending you Total Money Makeover. Let the snowball roll! He also turned me on to Dave Ramsey in one of his prior posts. My regret is it didn’t happen decades ago.

I was sitting in the eye doctor’s office reading a dog eared magazine and happened on an article about a financial situation similar to yours. The article mentioned two web sites you might check out. I am checking them out myself. One is “thegrocerygame.com” which offers a month trial subscription for $1.00 and claims to save $100′s of dollars per month on the grocery bill with coupons.

The other site is “angelfoodministries.com.” They offer baskets of food stuff at discount prices.

Have you looked on Craig’s list for used vehicles?

Hope this helps. Looking forward to your next post.

@John – Don’t worry, my wife is reading all of the included success stories and then gives me the details of each one.

@M3 – Good to hear that your husband is on board. If my wife wasn’t fully invested in paying of debt, I don’t think we’d even be trying this. Also good to hear that I’m not the only one who’s book recommendations fall on deaf ears

@Pete – Great job with the summery of FPR on your blog. And I’m not in Minneapolis anymore. We lived in NE MPLS for 4 years before moving back to South Dakota.

@Brian – 49K, that is wonderful! Even better to hear that you only fight about stupid stuff…which in my opinion is the most fun stuff to argue about.

@Sue – You are very correct when you said you need to stick with the plan. We did use our old system to pay off a car early, but then afterwards we just lolly-gagged along, and didn’t really keep the snowball going to other debts. Instead it was more like a gob of slush that occasionally was used.

@Shela – Good for you. I bet that will feel great to be debt free in only 6 more months. I’m still at the stage where I cant’ imagine what that will be like. But its’ fun to think about. I just have to remember to not spend money like I’m already there.

@celticbuffy – Alright thats the spirit! Isn’t it funny how some of us need constant refresher courses in common sense?

@Janice – I don’t know what is more impressive: The fact that you & your husband have paid 60k in debt in only two years, or that your company doesn’t limit their match of your 401K.

Thanks again for taking the time to comment.