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	<title>Comments on: My Personal Finance Tipping Point</title>
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	<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/</link>
	<description>Getting out of Debt, Getting off the Couch, and Getting into Life</description>
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		<title>By: The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-5428</link>
		<dc:creator>The Happy Rock</dc:creator>
		<pubDate>Mon, 28 Jul 2008 20:07:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-5428</guid>
		<description>@Loan Ranger - The cutting your arm if is the problem.  Years of hard work can be undone by one slip.  Also having to deal with debt causes stress that takes your mind and energy that could be better invested elsewhere.</description>
		<content:encoded><![CDATA[<p>@Loan Ranger &#8211; The cutting your arm if is the problem.  Years of hard work can be undone by one slip.  Also having to deal with debt causes stress that takes your mind and energy that could be better invested elsewhere.</p>
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		<title>By: The Loan Ranger</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-5426</link>
		<dc:creator>The Loan Ranger</dc:creator>
		<pubDate>Mon, 28 Jul 2008 17:06:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-5426</guid>
		<description>I have always felt that debt is a tool that can be used for one&#039;s own benefit, but which can also cut your arm off if you don&#039;t use it with caution. I know everyone else seems to be on board with thew hole debt=slavery thing, but I just thought I&#039;d add my two cents.</description>
		<content:encoded><![CDATA[<p>I have always felt that debt is a tool that can be used for one&#8217;s own benefit, but which can also cut your arm off if you don&#8217;t use it with caution. I know everyone else seems to be on board with thew hole debt=slavery thing, but I just thought I&#8217;d add my two cents.</p>
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		<title>By: Have We Finally Hit Our Gas Price Tipping Point? &#124; The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-5183</link>
		<dc:creator>Have We Finally Hit Our Gas Price Tipping Point? &#124; The Happy Rock</dc:creator>
		<pubDate>Tue, 08 Jul 2008 03:50:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-5183</guid>
		<description>[...] talked before about my tipping point for financial change and my tipping point for financial success, but it seems that the US as a nation has finally hit [...]</description>
		<content:encoded><![CDATA[<p>[...] talked before about my tipping point for financial change and my tipping point for financial success, but it seems that the US as a nation has finally hit [...]</p>
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		<title>By: Gloria</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-4984</link>
		<dc:creator>Gloria</dc:creator>
		<pubDate>Thu, 19 Jun 2008 14:04:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-4984</guid>
		<description>debt is the worst thing that can happen to me. You see I even can&#039;t sleep at nights if I now I owe somebody. That is why I strive to get rid of any debt I have. Then my sleeping gets better :)</description>
		<content:encoded><![CDATA[<p>debt is the worst thing that can happen to me. You see I even can&#8217;t sleep at nights if I now I owe somebody. That is why I strive to get rid of any debt I have. Then my sleeping gets better <img src='http://www.thehappyrock.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Personal Finance Tipping Point Contest Winner &#124; Free From Broke</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-4927</link>
		<dc:creator>Personal Finance Tipping Point Contest Winner &#124; Free From Broke</dc:creator>
		<pubDate>Fri, 13 Jun 2008 17:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-4927</guid>
		<description>[...] My Personal Finance Tipping Point at The Happy Rock [...]</description>
		<content:encoded><![CDATA[<p>[...] My Personal Finance Tipping Point at The Happy Rock [...]</p>
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		<title>By: Tipping The Personal Finance Scales In Your Favor &#124; The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-4916</link>
		<dc:creator>Tipping The Personal Finance Scales In Your Favor &#124; The Happy Rock</dc:creator>
		<pubDate>Thu, 12 Jun 2008 10:57:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-4916</guid>
		<description>[...] wrote earlier about the moment/idea that marked that turned around our financial journey. Today, I wanted to talk about the moment when the momentum for positive change became [...]</description>
		<content:encoded><![CDATA[<p>[...] wrote earlier about the moment/idea that marked that turned around our financial journey. Today, I wanted to talk about the moment when the momentum for positive change became [...]</p>
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		<title>By: pete</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-4912</link>
		<dc:creator>pete</dc:creator>
		<pubDate>Thu, 12 Jun 2008 03:15:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-4912</guid>
		<description>I agree about the debt=slavery comment.  It really is slavery, it consumes your thoughts, it becomes the only thing you can think about. Once you get rid of the debt it is an awesome feeling - like you&#039;re coming out of a dark cave into the bright sunlight!</description>
		<content:encoded><![CDATA[<p>I agree about the debt=slavery comment.  It really is slavery, it consumes your thoughts, it becomes the only thing you can think about. Once you get rid of the debt it is an awesome feeling &#8211; like you&#8217;re coming out of a dark cave into the bright sunlight!</p>
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		<title>By: FFB</title>
		<link>http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/comment-page-1/#comment-4899</link>
		<dc:creator>FFB</dc:creator>
		<pubDate>Wed, 11 Jun 2008 15:05:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/06/11/my-personal-finance-tipping-point/#comment-4899</guid>
		<description>Wouldn&#039;t it be great if all it took was a few dollars of debt for us to turn things around?  Debt is slavery and it feels great to break free of it&#039;s chains!</description>
		<content:encoded><![CDATA[<p>Wouldn&#8217;t it be great if all it took was a few dollars of debt for us to turn things around?  Debt is slavery and it feels great to break free of it&#8217;s chains!</p>
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