Free Cash: $50 SmartyPig Gift Card Giveaway(ENDED)

by The Happy Rock on June 5, 2008

The winner was announced over the RSS feed. 

SmartyPig gave my a $50 gift card a while back in order to help promote their site and I wanted to pass this great gift onto one of my readers. If you are not familiar with their service here is the description from their website.

smartypig.JPG SmartyPig is a simple, smart, fun way to save for a specific goal. Using groundbreaking technology and the latest in security standards, SmartyPig allows you to invite family and friends to contribute to your account, gives you additional incentive boosts from top retailers who sell exactly what you’re saving for AND *3.90% (APY) interest on the money you’re saving. Simple, Smart, Savings. SmartyPig!

If you are interested, here is a SmartyPig review or two from fellow bloggers. I am quite content to keep things simple with ING, but I will say that they have a unique savings concept and I was very impressed with their willingness to quickly respond to user suggestion and change some of the fee structures.

To enter the contest just do these three things :

  1. Tell me why you want to get out of debt or why you got out of debt. If you like having debt, tell me why. Leave a comment here, use Twitter, or use the contact page.
  2. Watch The Happy Rock RSS feed for the winner announcement on Saturday Jun 14th. The winner announcement will not show up on the website. You can subscribe by reader or by email. If you don’t know about RSS feeds, it could change the way you use the internet. Check this RSS tutorial for more information.
  3. Contact me to claim the prize and provide a US address for shipping.

Other information :

  • Contest ends June 13th at 11:59 PM EST.
  • Must have a valid United States address to win(Smarty Pig only allows US sign-ups).
  • One entry per person.
  • Winner will be chosen at random.
  • Winner must contact me within 4 days of the announcement or else the prize will be redrawn.
  • Winner can optionally provide their review of SmartyPig to be posted on The Happy Rock if they are interested

Good Luck!

{ 10 comments… read them below or add one }

PT June 6, 2008 at 2:12 am

Cool contest.

We have about 20k in debt besides the mortgage. It’s in our auto loans and student loans.

I want to be out of debt so that I can stop making the auto loan company richer, feel more secure, use that money for investing, have a stronger net worth (opening up all kinds of other doors: early retirement, better giving, and simply a better life.)

Not that life is bad now…just not as good as it would be without those debts.


celticbuffy June 6, 2008 at 1:02 pm

My reasons for wanting out of debt come down to one point…feeling secure about my financial future. Who knows what’s going to happen with this economy?


Alan June 7, 2008 at 9:03 pm

I just turned 25 last month and recently realized how much debt I was in. I started reading MyMoneyBlog which lead me to another site, which lead me here.

I bought Quicken a month ago to help me track my expenses, debt and net worth. Since then I’ve been able to pay off one credit card and make a dent in another, I still have a long way to go though. Most of my debt is in the form of student loans however. Using the snowball debt reduction plan, I should have the credit card debt wiped out in three months, so I can then focus on my two student loans.

I’ve also recently realized the importance of having an emergency fund and have started saving what I can each week after budgeting. Only been doing this for about a month though. Looking forward to saving as much as I can so I don’t have to worry about emergencies and unplanned expenses.

Thanks for listening. =)


AJ June 8, 2008 at 7:41 am

I want to get out of debt so that I can have a secure future and break the family cycle of relying on credit cards. I don’t want to live like my parents.


Debbie June 9, 2008 at 8:34 pm

I have debt… mostly from college loans. $43,000 in college loans actually. I also have a mortgage, so I figure I’ll be in debt for awhile.

I want to get out of debt because it keeps me awake at night… knowing I owe that money and knowing how long it will take until it’s fully paid off… and knowing how it prevents me from being able to do the things I’d like to do, because the money is tied up in debt.


The Happy Rock June 11, 2008 at 7:52 am

11 entries so far including emails and twitter. Enter now the chances of winning are very high. Contest ends on Friday.


pete June 11, 2008 at 8:08 am

We paid off our last debt besides our mortgage last year, and it was a very freeing feeling. We wanted to get out of debt so that we could stop making someone else richer, and instead work on our own net worth. What’s the point in never getting ahead and making minimum payments for the rest of your life. Make extra payments, and get out of deb as fast as you can. You won’t be sorry!


Joe June 11, 2008 at 11:29 am

It’s likely that I would be out of debt even if I was single. However, my primary motivation is so that my wife and our future children never have to know the pressures of living in debt. Even if something were to happen to me, they would have enough from insurance to be able to live in freedom.


Michelle June 12, 2008 at 3:33 pm

I want to pay off my college loans so that I can save more. I want to have a cushion to get me through tough times, and to help me friends and family. I want to be able to give to important causes without my debt coming first. I want to be free to work at things I love and to create and travel if it comes to that, and to be able to pare down and be less dependent on the cash economy. I want to streamline my paperwork and simplify my life–getting three “bills” off my list would help with that. Those are pretty much my reasons for wanting to get out of debt.

I have been playing with Smarty Pig since I heard of it, but have not gotten really serious about it. I will have to pay a little more attention to it!


The Happy Rock June 17, 2008 at 9:40 am


Thanks for all the responses they were awesome and not one person was arguing for debt! Alan the third commenter won. Thanks for all that participated.

I will compile all the responses(anonymously) into a post highlighting the different debt reduction goals!


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