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	<title>Comments on: The Best Cash Back Credit Card Analysis For The Happy Rock</title>
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	<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/</link>
	<description>Getting out of Debt, Getting off the Couch, and Getting into Life</description>
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		<title>By: Josh</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-10304</link>
		<dc:creator>Josh</dc:creator>
		<pubDate>Fri, 12 Jun 2009 02:22:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-10304</guid>
		<description>Great review! You should have included the annual fee on each card as this will lower your real savings</description>
		<content:encoded><![CDATA[<p>Great review! You should have included the annual fee on each card as this will lower your real savings</p>
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		<title>By: Credit Card Late Fees With Chase Freedom - One Strike Down &#124; The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-7258</link>
		<dc:creator>Credit Card Late Fees With Chase Freedom - One Strike Down &#124; The Happy Rock</dc:creator>
		<pubDate>Wed, 10 Dec 2008 01:55:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-7258</guid>
		<description>[...] someone will have some encouraging stories.  Otherwise that is the cost of doing business with the best cash back credit card in a slimy industry. They might not be as willing to work with me since they are giving me around [...]</description>
		<content:encoded><![CDATA[<p>[...] someone will have some encouraging stories.  Otherwise that is the cost of doing business with the best cash back credit card in a slimy industry. They might not be as willing to work with me since they are giving me around [...]</p>
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	<item>
		<title>By: Brad</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-6954</link>
		<dc:creator>Brad</dc:creator>
		<pubDate>Wed, 19 Nov 2008 00:15:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-6954</guid>
		<description>I have had the Citi&#039;s Drivers Edge Card since college(been 8 year with this card). I get the 2% back on a new car purchase or lease. I&#039;m thinking about switching to a cash back card mainly because I&#039;d rather have the money in my hand then sitting in a account for 3 years waiting until me lease goes up.</description>
		<content:encoded><![CDATA[<p>I have had the Citi&#8217;s Drivers Edge Card since college(been 8 year with this card). I get the 2% back on a new car purchase or lease. I&#8217;m thinking about switching to a cash back card mainly because I&#8217;d rather have the money in my hand then sitting in a account for 3 years waiting until me lease goes up.</p>
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		<title>By: First Chase Freedom Cash Back Check Recieved &#124; The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-6471</link>
		<dc:creator>First Chase Freedom Cash Back Check Recieved &#124; The Happy Rock</dc:creator>
		<pubDate>Mon, 20 Oct 2008 04:14:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-6471</guid>
		<description>[...] in March I dissected the best cash back credit cards to see which one would net me the most free money.&#160; My calculations had me receiving $345 [...]</description>
		<content:encoded><![CDATA[<p>[...] in March I dissected the best cash back credit cards to see which one would net me the most free money.&nbsp; My calculations had me receiving $345 [...]</p>
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		<title>By: Are Credit Card Rewards Funded By The Irresponsible? &#124; The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-5364</link>
		<dc:creator>Are Credit Card Rewards Funded By The Irresponsible? &#124; The Happy Rock</dc:creator>
		<pubDate>Fri, 25 Jul 2008 04:34:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-5364</guid>
		<description>[...] have already shared my analysis of the best cash back credit card, and for those of us that have the financial discipline and habits to not overspend and pay off the [...]</description>
		<content:encoded><![CDATA[<p>[...] have already shared my analysis of the best cash back credit card, and for those of us that have the financial discipline and habits to not overspend and pay off the [...]</p>
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		<title>By: Carnival of Money, Growth and Happiness #51 &#124; Credit Card Lowdown</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-5322</link>
		<dc:creator>Carnival of Money, Growth and Happiness #51 &#124; Credit Card Lowdown</dc:creator>
		<pubDate>Mon, 21 Jul 2008 08:18:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-5322</guid>
		<description>[...] Happy Rock presents The Best Cash Back Credit Card Analysis posted at The Happy [...]</description>
		<content:encoded><![CDATA[<p>[...] Happy Rock presents The Best Cash Back Credit Card Analysis posted at The Happy [...]</p>
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		<title>By: Mark</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-4490</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Sat, 26 Apr 2008 06:17:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-4490</guid>
		<description>Nice analysis.There is always a third party involved in the credit card transactions for your business. This gateway account is often referred to as merchant account. If you are serious about doing business online, it is imperative that you have a way to accept credit cards .Nice Posting ,so informative. Thanks</description>
		<content:encoded><![CDATA[<p>Nice analysis.There is always a third party involved in the credit card transactions for your business. This gateway account is often referred to as merchant account. If you are serious about doing business online, it is imperative that you have a way to accept credit cards .Nice Posting ,so informative. Thanks</p>
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		<title>By: The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-4248</link>
		<dc:creator>The Happy Rock</dc:creator>
		<pubDate>Sat, 12 Apr 2008 14:33:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-4248</guid>
		<description>@Brandon - Thanks for the clarification on the use of the points.</description>
		<content:encoded><![CDATA[<p>@Brandon &#8211; Thanks for the clarification on the use of the points.</p>
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		<title>By: Brandon</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-4223</link>
		<dc:creator>Brandon</dc:creator>
		<pubDate>Thu, 10 Apr 2008 14:08:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-4223</guid>
		<description>RE: Citi Driver&#039;s Egde
For this card, your rebates on purchases (1%-6%) and rebates for miles that you drive ($.01/mile) can be used as a statement credit to offset the costs of a vehicle purchase, or for vehicle service (oil change), OR can be converted to Thank You points (thankyou.com).

Just wanted to clear that up!</description>
		<content:encoded><![CDATA[<p>RE: Citi Driver&#8217;s Egde<br />
For this card, your rebates on purchases (1%-6%) and rebates for miles that you drive ($.01/mile) can be used as a statement credit to offset the costs of a vehicle purchase, or for vehicle service (oil change), OR can be converted to Thank You points (thankyou.com).</p>
<p>Just wanted to clear that up!</p>
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		<title>By: The Happy Rock</title>
		<link>http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/comment-page-1/#comment-4208</link>
		<dc:creator>The Happy Rock</dc:creator>
		<pubDate>Tue, 08 Apr 2008 03:58:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2008/03/31/the-best-cash-back-credit-card-analysis-for-the-happy-rock/#comment-4208</guid>
		<description>@Tim - Nice job, as long as you aren&#039;t spending more because you are buying on credit.</description>
		<content:encoded><![CDATA[<p>@Tim &#8211; Nice job, as long as you aren&#8217;t spending more because you are buying on credit.</p>
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