“Insanity: doing the same thing over and over again and expecting different results” – Albert Einstein The truth in that little statement is profound. If we truly want to succeed in our financial life and with our life goals in general, we must be willing to fully commit to our dreams. Often we don’t do much more than give lip service to the big things in life. Now, if you are happy have average or slightly better than average results, than go right on doing same things as everyone else. If you keep using those credit cards, leasing cars, buying [...]
Read MoreFebruary 2008
If you are in debt, you most likely know that access to your credit card is probably what got you there. If you are one of those people, just admit and live with it. It’s ok. Most of us have been there, but the true test is to learn from it. Many of us get to the point were we are tired of being weighed down by our debt and begin attempting to undo our self inflicted damage. The thing is that most of us try to accomplish this without removing the tool that got us there. Removing the tool [...]
Read MoreWe found out last night. That’s right, when I opened Quicken last night to reconcile the days transaction I noticed a $1.59 charge from a local Wawa. I consulted with the Rockette and we noticed that her whole purse was missing. Mild panic sets in, and we begin to retrace our days. The purse was most likely stolen from our car while parked outside our condo. I logged onto the ING Direct website only to notice 4 other posted transaction and about 10 pending transaction that weren’t ours. The charges were the aforementioned Wawa charged for $1.59, $90 from a [...]
Read MoreIt wasn’t long ago that I can remember just complaining whenever I got charged fees by a company not knowing that I could do anything about it. Now I know that the consumer does have power. Every fee or even purchase prices that I come across now get questioned. The old adage of ‘what’s the worst that can happen’ is very appropriate. The company can say ‘NO’, but most likely they won’t. Here are a few examples from the very recent past : NJ Division of Taxation – I mentioned that I had a problem with my 2006 NJ taxes [...]
Read MoreOur culture constantly bombards us with the message that home ownership is the pinnacle of financial maturity and success. The problem is that there are a lot of factors and costs that are hard to anticipate as a renter. Don’t get me wrong, there are numerous wonderful benefits to home ownership like tax breaks and the freedom to do whatever you want with the property, but it isn’t necessarily the obvious winner over renting. Below are my top ten hidden costs that I experienced since making the transition from renting: Property Taxes – They started at $190 a month and [...]
Read MoreUpdated – June 26th 2008 Oprah had Suze Orman on today, June 26th and is offering the free download of Women & Money again until 8pm EST on June 27th. Click here to the Oprah site and look for the Women and Money link half way down the page. It is available in English and Spanish. ———————————————————————————————- Original Post For those readers like Suze Orman or those who want a free electronic copy of here book Women & Money, click here to head over to the Oprah site and download it before 8 PM Eastern on Thursday February 14th.
Read MoreJust purchase a one year of service and you will receive brand new 80 hour Series 2 Dual Tuner SD Tivo DVR free of charge. This is not even a free after rebate program, but a free at checkout promotion. The deal calls attention to TiVo KidZone, a service that Tivo created with the help of the Parents TV Council to help tailor you child’s TV viewing habits. For each new purchase using this promotion Tivo will send the Parents TV Council $25. If you decide to take advantage of the deal, please considering using my email address in the [...]
Read MoreBelow is a guest post from Brooke. Brooke is a PF blogger over at Dollarfrugal.com, a site for people looking for innovative ideas and encouragement for living frugally. If you like this article, consider checking out her RSS. Physical health is extremely important and cutting costs shouldn’t be a factor when deciding whether or not to exercise. It’s very simple to break down the ways to exercise, as there are two types of exercise: aerobic and anaerobic. Aerobic is anything involving cardio or an activity that raises the heart rate for a sustained period of time. Anaerobic is weight-bearing activity. [...]
Read MoreHooray for ING Direct. I made $1000 dollars of income in 2007 with no effort! I just got my tax sheet for my ING accounts and saw that I made $99.77 from interest from my checking account and over $900 from our dozen or so ING savings accounts. I would have made $200 from the Electric Orange account, since my first direct deposit was the first week of June. Not bad at all. Now, because of the Fed’s willingness to tinker with rates at the drop of a hat, the interest rate on the checking is currently 2.25% and 3.4% [...]
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