<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Do We Earn The Right Not To Budget?</title>
	<atom:link href="http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/</link>
	<description>Getting out of Debt, Getting off the Couch, and Getting into Life</description>
	<lastBuildDate>Sun, 29 Jan 2012 16:23:20 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.1</generator>
	<item>
		<title>By: The Happy Rock's Monthly Budget Expenses Revealed &#124; The Happy Rock</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-9849</link>
		<dc:creator>The Happy Rock's Monthly Budget Expenses Revealed &#124; The Happy Rock</dc:creator>
		<pubDate>Fri, 15 May 2009 04:09:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-9849</guid>
		<description>[...] gotten rid our debt except for the mortgage and established a fully funded emergency fund, we have earned the right not to budget.  With Pants in a Can and DD posting their expenses and taking flak for it, I figured I am not [...]</description>
		<content:encoded><![CDATA[<p>[...] gotten rid our debt except for the mortgage and established a fully funded emergency fund, we have earned the right not to budget.  With Pants in a Can and DD posting their expenses and taking flak for it, I figured I am not [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Pecuniary Delights #4: Living Green &#38; Saving Green Edition &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-9507</link>
		<dc:creator>Carnival of Pecuniary Delights #4: Living Green &#38; Saving Green Edition &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less</dc:creator>
		<pubDate>Thu, 23 Apr 2009 02:47:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-9507</guid>
		<description>[...] Happy Rock asks: can you earn the right to stop budgeting? Should budgeting end when you&#8217;re out of debt, or is that a recipe for [...]</description>
		<content:encoded><![CDATA[<p>[...] Happy Rock asks: can you earn the right to stop budgeting? Should budgeting end when you&#8217;re out of debt, or is that a recipe for [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Glory</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-5950</link>
		<dc:creator>Glory</dc:creator>
		<pubDate>Tue, 09 Sep 2008 08:10:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-5950</guid>
		<description>I entirely agree with Scott. we should always make plans on spending and be sure at least on 60% that it is really worth</description>
		<content:encoded><![CDATA[<p>I entirely agree with Scott. we should always make plans on spending and be sure at least on 60% that it is really worth</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Scott</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-5178</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Mon, 07 Jul 2008 17:43:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-5178</guid>
		<description>I find with working online I also have trouble budgeting for my expenses. I seem to go months without writing down too much in the way of what I&#039;ve spent and it comes back to bite me every year. I have plans to better budget my spending online because of the fact it seems I spend more then I should be spending. Budgeting is very important to utilize and hopefully I begin to take notice and budget wiser.

-Scott</description>
		<content:encoded><![CDATA[<p>I find with working online I also have trouble budgeting for my expenses. I seem to go months without writing down too much in the way of what I&#8217;ve spent and it comes back to bite me every year. I have plans to better budget my spending online because of the fact it seems I spend more then I should be spending. Budgeting is very important to utilize and hopefully I begin to take notice and budget wiser.</p>
<p>-Scott</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Shauna</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-3670</link>
		<dc:creator>Shauna</dc:creator>
		<pubDate>Tue, 11 Dec 2007 15:54:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-3670</guid>
		<description>I’m blogging about my experience creating a budget to start with! I&#039;m fresh out of college, so I don&#039;t have the same type of expenses to get to this point just yet.

Check out my blog to add your tidbits/advice/etc at http://shauna26.wordpress.com. After all, we need all the help we can get!</description>
		<content:encoded><![CDATA[<p>I’m blogging about my experience creating a budget to start with! I&#8217;m fresh out of college, so I don&#8217;t have the same type of expenses to get to this point just yet.</p>
<p>Check out my blog to add your tidbits/advice/etc at <a href="http://shauna26.wordpress.com" rel="nofollow">http://shauna26.wordpress.com</a>. After all, we need all the help we can get!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Debt, Frugality, and a Story ~ The Carnivals &#124; I've Paid For This Twice Already...</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-3596</link>
		<dc:creator>Debt, Frugality, and a Story ~ The Carnivals &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Wed, 21 Nov 2007 17:02:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-3596</guid>
		<description>[...] Happy Rock: Do We Earn The Right Not To Budget? Well, of course you don;t have to budget. I still contend though that budgeting is probably the [...]</description>
		<content:encoded><![CDATA[<p>[...] Happy Rock: Do We Earn The Right Not To Budget? Well, of course you don;t have to budget. I still contend though that budgeting is probably the [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: 113th Carnival of Debt Reduction &#8212; Broke Grad Student</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-3572</link>
		<dc:creator>113th Carnival of Debt Reduction &#8212; Broke Grad Student</dc:creator>
		<pubDate>Tue, 13 Nov 2007 20:10:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-3572</guid>
		<description>[...] The Happy Rock ponders whether it&#8217;s possible to earn the right NOT to budget. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Happy Rock ponders whether it&#8217;s possible to earn the right NOT to budget. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: 113th Carnival of Debt Reduction - Questions / Answers</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-3569</link>
		<dc:creator>113th Carnival of Debt Reduction - Questions / Answers</dc:creator>
		<pubDate>Tue, 13 Nov 2007 12:17:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-3569</guid>
		<description>[...] 10. Do you really need a budget? The Happy Rock asks Do We Earn The Right Not To Budget? [...]</description>
		<content:encoded><![CDATA[<p>[...] 10. Do you really need a budget? The Happy Rock asks Do We Earn The Right Not To Budget? [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Happy Rock</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-3566</link>
		<dc:creator>The Happy Rock</dc:creator>
		<pubDate>Tue, 13 Nov 2007 03:00:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-3566</guid>
		<description>Dong,

A budget is often necessary to help change spending behavior, which is a key ingredient to prosperity.  I would also venture we should probably have more than a rough idea, especially in the beginning, but we might just be arguing semantics there.  Sounds like you are on track.</description>
		<content:encoded><![CDATA[<p>Dong,</p>
<p>A budget is often necessary to help change spending behavior, which is a key ingredient to prosperity.  I would also venture we should probably have more than a rough idea, especially in the beginning, but we might just be arguing semantics there.  Sounds like you are on track.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: dong</title>
		<link>http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/comment-page-1/#comment-3557</link>
		<dc:creator>dong</dc:creator>
		<pubDate>Sat, 10 Nov 2007 21:59:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thehappyrock.com/2007/11/07/do-we-earn-the-right-not-to-budget/#comment-3557</guid>
		<description>Yeah, I&#039;ve never had a formal budget either.  I think as long as you have good rough idea of where you are financially it&#039;s ok.  However some people need a budget, they need that structure to limit them.  It really depends on the person.</description>
		<content:encoded><![CDATA[<p>Yeah, I&#8217;ve never had a formal budget either.  I think as long as you have good rough idea of where you are financially it&#8217;s ok.  However some people need a budget, they need that structure to limit them.  It really depends on the person.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

