Comments on: 5 Key Strategies For Getting Out Of Debt http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/ Getting out of Debt, Getting off the Couch, and Getting into Life Sun, 29 Jan 2012 16:23:20 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Debt-Free On Any Income http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-12324 Debt-Free On Any Income Sat, 29 May 2010 00:48:13 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-12324 [...] 5 Key Strategies For Getting Out Of Debt The Happy Rock – Being debt free has been more amazing than I thought, and I want others to be able to share in a similar joy. For those who are trying to get out of debt or entertaining the thought, here is some ammunition. Find Your Passion Finding your passion is my number tip for anything that requires a large amount of energy and commitment. [...] [...] 5 Key Strategies For Getting Out Of Debt The Happy Rock – Being debt free has been more amazing than I thought, and I want others to be able to share in a similar joy. For those who are trying to get out of debt or entertaining the thought, here is some ammunition. Find Your Passion Finding your passion is my number tip for anything that requires a large amount of energy and commitment. [...]

]]> By: bill http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-11242 bill Wed, 16 Sep 2009 10:59:46 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-11242 Getting out of debt require not just a lifestyle change, but a mindset change as well. Getting out of debt require not just a lifestyle change, but a mindset change as well.

]]> By: Annie http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-10657 Annie Thu, 09 Jul 2009 13:58:39 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-10657 Keep your credit cards locked up after you have paid off your debt. You are developing a pay-as-you-go strategy. You can then use debt to add value to your life as the need arises rather than using debt to just consume. Keep your credit cards locked up after you have paid off your debt. You are developing a pay-as-you-go strategy. You can then use debt to add value to your life as the need arises rather than using debt to just consume.

]]> By: Joe http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-9924 Joe Tue, 19 May 2009 08:52:48 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-9924 Great article which provides some invaluable advice. In many of the cases that we have seen if there is no change in behavior then the debt returns in the majority of the cases, and many times even worse. Making that decision to give up the unnecessary luxury items seems to be the most difficult for most. In a recent meeting with someone, they thought that the cable was a basic need as they would miss their fav shows, incredible. Great article which provides some invaluable advice. In many of the cases that we have seen if there is no change in behavior then the debt returns in the majority of the cases, and many times even worse.

Making that decision to give up the unnecessary luxury items seems to be the most difficult for most. In a recent meeting with someone, they thought that the cable was a basic need as they would miss their fav shows, incredible.

]]> By: john camuda http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-7677 john camuda Tue, 06 Jan 2009 21:32:30 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-7677 Excellent resource here! Thank you for the posting. I think it is definitely important to try have a positive mindset when it comes to solving debt problems. Excellent resource here! Thank you for the posting. I think it is definitely important to try have a positive mindset when it comes to solving debt problems.

]]> By: sasha http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-7193 sasha Fri, 05 Dec 2008 12:22:28 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-7193 You know belief in the ability to do it is the one thing I can’t achieve. I always doubt if I can do this or that, achieve my goals and desires. You know belief in the ability to do it is the one thing I can’t achieve. I always doubt if I can do this or that, achieve my goals and desires.

]]> By: Debt Consolidation http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-6978 Debt Consolidation Thu, 20 Nov 2008 09:45:23 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-6978 What you were saying about visualisations and visualising your self debt free is a very good place to start and probably the hardest thing to overcome . What you were saying about visualisations and visualising your self debt free is a very good place to start and probably the hardest thing to overcome .

]]> By: Sam from DebtCC http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-6850 Sam from DebtCC Thu, 13 Nov 2008 15:48:28 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-6850 Flawless tips without a doubt. I still remember what i had to go through last year when i had huge debts. I had almost decided to declare bankruptcy! I am glad i found the right advice from online forums and articles like these which helped me to lessen my debts at the right time. And i have to agree to this, "Dave Ramsey always says personal finance is 80% behavior." Another thing that i think is quite important as well is teaching our kids the right and effective ways to manage finance properly from an early age. When they know the right steps they need to take, it becomes a part of them and they wont have to think for hours before taking a financial decision. Thanks once again. God bless. Flawless tips without a doubt. I still remember what i had to go through last year when i had huge debts. I had almost decided to declare bankruptcy! I am glad i found the right advice from online forums and articles like these which helped me to lessen my debts at the right time.

And i have to agree to this, “Dave Ramsey always says personal finance is 80% behavior.”

Another thing that i think is quite important as well is teaching our kids the right and effective ways to manage finance properly from an early age. When they know the right steps they need to take, it becomes a part of them and they wont have to think for hours before taking a financial decision.

Thanks once again.

God bless.

]]> By: Stephen McFarlane http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-6178 Stephen McFarlane Sat, 27 Sep 2008 05:15:20 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-6178 Great list! I think number 1 and 2 are best approaches to make debt paying procedure painless. Thanks for sharing these 5 key strategies for getting out of debt. Great list! I think number 1 and 2 are best approaches to make debt paying procedure painless. Thanks for sharing these 5 key strategies for getting out of debt.

]]> By: Yamajesty http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/comment-page-1/#comment-6171 Yamajesty Fri, 26 Sep 2008 06:18:53 +0000 http://www.thehappyrock.com/2007/08/12/5-key-strategies-for-getting-out-of-debt/#comment-6171 @Glory The real battle actually start in our mind. When we feel that we can't do it, we've been 95% loose. Change your mind and build your faith. Believe that you can do it. @Glory
The real battle actually start in our mind. When we feel that we can’t do it, we’ve been 95% loose. Change your mind and build your faith. Believe that you can do it.

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