Comments on: My Get Out Of Debt Success Story – $70,000 In Four Years http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/ Getting out of Debt, Getting off the Couch, and Getting into Life Sun, 29 Jan 2012 16:23:20 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Kathleen http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-13971 Kathleen Sat, 31 Dec 2011 05:37:31 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-13971 I love reading stories like this. Good on you both for doing such a great job and staying focussed. I am on my own debt reduction plan and am feeling all the good things that you mention above. I should be debt free in about 15 months and have been hard at it for the last 14 months. I search the internet for positive success stories such as yours and am often emotionally and philisophically encouraged by the stories I read. Thanks for posting yours and good luck with your future. I love reading stories like this. Good on you both for doing such a great job and staying focussed. I am on my own debt reduction plan and am feeling all the good things that you mention above. I should be debt free in about 15 months and have been hard at it for the last 14 months. I search the internet for positive success stories such as yours and am often emotionally and philisophically encouraged by the stories I read. Thanks for posting yours and good luck with your future.

]]> By: congratulations! on forget a debt(ing) http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-13968 congratulations! on forget a debt(ing) Tue, 27 Dec 2011 00:23:59 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-13968 Great job putting your debt burdens behind you. Nothing like finding some relief when you forget a debt on your own and get positive results. Great job putting your debt burdens behind you. Nothing like finding some relief when you forget a debt on your own and get positive results.

]]> By: Debt Reduction Success With The Happy Rock » No Credit Needed - Debt Reduction Rocks – We Are Living Debt Free! http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-13177 Debt Reduction Success With The Happy Rock » No Credit Needed - Debt Reduction Rocks – We Are Living Debt Free! Wed, 09 Feb 2011 21:32:31 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-13177 [...] I recently conducted an email interview with one of my fellow personal finance writers, Frank from over at The Happy Rock.  Frank has written about his own debt reduction success, having paid off $70,000 in four years! [...] [...] I recently conducted an email interview with one of my fellow personal finance writers, Frank from over at The Happy Rock.  Frank has written about his own debt reduction success, having paid off $70,000 in four years! [...]

]]> By: Debt Problem? Some Tips for Curing Your Debt Dilemma | Not Made Of Money http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-13019 Debt Problem? Some Tips for Curing Your Debt Dilemma | Not Made Of Money Mon, 03 Jan 2011 14:59:31 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-13019 [...] The first step to getting rid of your debt is to know exactly how much there is so you are going to have to add it all up. Gather all of your info in one place and calculate a total. As scary as the number might be, you need to know the absolute total that you owe. Prioritize your bills. I think the snowball method is a good one because it’s simple to use and more importantly it works! [...] [...] The first step to getting rid of your debt is to know exactly how much there is so you are going to have to add it all up. Gather all of your info in one place and calculate a total. As scary as the number might be, you need to know the absolute total that you owe. Prioritize your bills. I think the snowball method is a good one because it’s simple to use and more importantly it works! [...]

]]> By: Debt Freedom Plan http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-12542 Debt Freedom Plan Mon, 26 Jul 2010 14:22:45 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-12542 What a great story. I'm working on my own debt reduction and its fantastic to know that with some hard work I can one day get out of debt too. What a great story. I’m working on my own debt reduction and its fantastic to know that with some hard work I can one day get out of debt too.

]]> By: Debt-Free On Any Income http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-12323 Debt-Free On Any Income Sat, 29 May 2010 00:47:49 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-12323 [...] My Get Out Of Debt Success Story – $70000 In Four Years :The Happy … – My Get Out Of Debt Success Story – $70000 In Four Years. Posted by The Happy Rock on May 15, 2007. The title of the site mentions gaining freedom through personal finance, so it is about time that I share some of our … [...] [...] My Get Out Of Debt Success Story – $70000 In Four Years :The Happy … – My Get Out Of Debt Success Story – $70000 In Four Years. Posted by The Happy Rock on May 15, 2007. The title of the site mentions gaining freedom through personal finance, so it is about time that I share some of our … [...]

]]> By: Mark Andrew http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-12283 Mark Andrew Thu, 20 May 2010 11:19:26 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-12283 It is so inspiring…. right now my wife and i are just focusing on our credit card/loan debts… then cars and student loans will get tackled. But finding out that it is doable is very inspiring. It is so inspiring…. right now my wife and i are just focusing on our credit card/loan debts… then cars and student loans will get tackled. But finding out that it is doable is very inspiring.

]]> By: Car Insurance Phi http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-11848 Car Insurance Phi Mon, 04 Jan 2010 22:27:56 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-11848 Just ran across this article and had to read it! Wow- you and your wife did an amazing job and I'm sure taking that journey together to pay off your debts only made your marriage stronger as you guys learned how to deal with finances as a couple. Such an inspiring story for others out there and myself as well! Thank you for sharing. Just ran across this article and had to read it! Wow- you and your wife did an amazing job and I’m sure taking that journey together to pay off your debts only made your marriage stronger as you guys learned how to deal with finances as a couple. Such an inspiring story for others out there and myself as well! Thank you for sharing.

]]> By: Financial Samurai http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-11383 Financial Samurai Sun, 11 Oct 2009 00:19:36 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-11383 Good stuff guys! That's a massive amount of debt to pay off. I've got $31,000 in debt and have the cash to pay it off but would you if it only costs 2.65%? Without giving too much away, I have at least 5X the debt in savings. Good stuff guys! That’s a massive amount of debt to pay off.

I’ve got $31,000 in debt and have the cash to pay it off but would you if it only costs 2.65%?

Without giving too much away, I have at least 5X the debt in savings.

]]> By: The Happy Rock's Monthly Budget Expenses Revealed | The Happy Rock http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/comment-page-1/#comment-9861 The Happy Rock's Monthly Budget Expenses Revealed | The Happy Rock Fri, 15 May 2009 13:03:51 +0000 http://www.thehappyrock.com/2007/05/15/get-out-of-debt-my-personal-finance-story/#comment-9861 [...] below our income.  We spend way less than we earn and always have which is why we were able to destroy $70,000 in debt , buy a house, adopt two children, put a decent chunk into retirement, and fully fund our emergency [...] [...] below our income.  We spend way less than we earn and always have which is why we were able to destroy $70,000 in debt , buy a house, adopt two children, put a decent chunk into retirement, and fully fund our emergency [...]

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